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The 101st Airborne Division headquarters building at Fort Campbell

Investor-friendly real estate agents in Oak Grove, KY

We match investors with vetted Oak Grove-area agents who own rentals, run the numbers, and know the local rules. Free for investors.

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101st Airborne Division headquarters, Fort Campbell. Photo: Timothyjosephwood, CC BY-SA 3.0
Who you'll work with

Vetted investor agents across the Oak Grove metro

Oak Grove is the Kentucky town at Fort Campbell's gate, and its rental market runs on the base. It's part of the Clarksville, TN-KY metro, which has grown about 10% since 2019 to roughly 349,000 people. Typical home values across the metro are about $292,000 and typical rent about $1,340, roughly 0.46% a month, so a median-priced rental won't cash flow with a mortgage at today's rates. The draw is steady military demand and housing allowances paid monthly; the cost is scheduled turnover. Kentucky law applies on this side of the state line, Tennessee law in Clarksville. Our vetted agent partner runs a full-service investor brokerage that covers Clarksville, Oak Grove and the surrounding area, from purchase through tenant placement and property management.

Buy-and-hold rentals with management

Single-family rentals from a brokerage that handles acquisition, helps source financing, manages rehab projects, and places tenants and manages the property after closing.

Small multifamily

Duplexes and small multifamily around Oak Grove and Clarksville, from an agent whose tagged expertise is multifamily.

Areas our agents cover
Oak GroveClarksville, TNFort Campbell areaChristian CountyMontgomery County, TN
The Screaming Eagle statue at the 101st Airborne memorial at Fort Campbell
The 101st Airborne memorial. Fort Campbell's soldiers and families are Oak Grove's core renters.Photo: Gary Todd from Xinzheng, China, CC0 1.0
Artillery soldiers from the 101st Airborne Division firing a howitzer during training
101st Airborne artillery training. Unit rotations and moves drive turnover in local rentals.Photo: DVIDSHUB, CC BY 2.0
A UH-1 Huey helicopter on display at Fort Campbell
A Huey on display at Fort Campbell, home of the Army's air assault division.Photo: Gary Todd from Xinzheng, China, CC0 1.0
Market signals

Is Oak Grove worth investing in? The long-term trends

People, jobs, rents and prices for the Clarksville metro, straight from the Census Bureau, the Bureau of Labor Statistics and Zillow. Hover or tap a chart for exact values.

Metro population
+17% in 10 years, to 349K people
250K275K300K325K350K20102014201820222025349K
July 1 estimates; 2010–2019 are Census intercensal estimates, consistent with the 2020 Census. Source: U.S. Census Bureau, Population Estimates (Clarksville, TN-KY metro)
View data table
PeriodValue
2010275,174
2011278,458
2012289,263
2013288,129
2014293,130
2015297,187
2016298,790
2017304,592
2018311,084
2019316,410
2020321,823
2021328,992
2022335,725
2023340,083
2024346,603
2025349,001
Net move-ins from the rest of the U.S.
+15K net domestic movers since 2010
−10K−5K05K201120142017202020232025
Net domestic migration, year ending July 1. Source: U.S. Census Bureau, Population Estimates (Clarksville, TN-KY metro)
View data table
PeriodValue
2011-701
2012+4,161
2013-6,360
2014+376
2015-1,145
2016-2,770
2017+2,027
2018+3,160
2019+1,790
2020+1,825
2021+5,250
2022+3,839
2023+901
2024+2,699
2025-530
Jobs (total nonfarm)
+18% since 2015, about 17K jobs added
80K90K100K110K20102014201820222025108K
Annual average, complete years. Latest month: August 2026, 107,400 jobs (not seasonally adjusted). Source: U.S. Bureau of Labor Statistics, Current Employment Statistics (total nonfarm)
View data table
PeriodValue
201083,100
201184,100
201286,400
201387,400
201489,000
201591,100
201692,000
201792,900
201894,800
201996,600
202094,200
202197,200
2022101,300
2023104,300
2024107,100
2025107,900
Typical rent
+69% since 2015, +2.1% over the past year
$600$800$1,000$1,200$1,400201520172019202220242026$1,343
Typical asking rent, all homes (smoothed). Source: Zillow Observed Rent Index (ZORI), Clarksville, TN metro
View data table
PeriodValue
Dec 2015$808/mo
Dec 2016$813/mo
Dec 2017$845/mo
Dec 2018$877/mo
Dec 2019$933/mo
Dec 2020$1,010/mo
Dec 2021$1,156/mo
Dec 2022$1,232/mo
Dec 2023$1,269/mo
Dec 2024$1,332/mo
Dec 2025$1,322/mo
Sep 2026$1,343/mo
Typical home value
+84% over 10 years, roughly flat over the past year
$100K$150K$200K$250K$300K201020132016202020232026$289K
Typical home value, mid-tier, seasonally adjusted. Source: Zillow Home Value Index (ZHVI), Clarksville, TN metro
View data table
PeriodValue
Dec 2010$149,798
Dec 2011$151,647
Dec 2012$154,761
Dec 2013$151,506
Dec 2014$153,210
Dec 2015$153,691
Dec 2016$158,375
Dec 2017$163,018
Dec 2018$171,369
Dec 2019$183,581
Dec 2020$204,328
Dec 2021$242,909
Dec 2022$275,800
Dec 2023$284,130
Dec 2024$289,267
Dec 2025$288,123
Sep 2026$289,380
Price-to-rent ratio
18× today, down from a 18.8× peak in 2023
15×16×17×18×19×20152017201920222024202618×
Typical home value ÷ 12 months of typical rent. Lower means rents cover more of the price. Source: Agents Invest calculation from Zillow ZHVI and ZORI
View data table
PeriodValue
Dec 201515.9×
Dec 201616.2×
Dec 201716.1×
Dec 201816.3×
Dec 201916.4×
Dec 202016.9×
Dec 202117.5×
Dec 202218.7×
Dec 202318.7×
Dec 202418.1×
Dec 202518.2×
Sep 202618.0×

Data retrieved October 16, 2026. Figures cover the Clarksville metro area.

Investing in Oak Grove

The numbers and rules that matter in Oak Grove

Typical home value
~$289,000

Zillow Home Value Index, Clarksville metro, Sep 2026 (+0.2% YoY).

Typical rent
~$1,340/mo

Zillow Observed Rent Index, all home types, Sep 2026 (+2.1% YoY). Single-family 3-beds rent higher.

Monthly rent-to-price
~0.46%

Typical rent ÷ typical home value. Well under the 1% rule; plan on cash flow from buying right, not from rents.

Direction
Rising

Over the past year: home values +0.2%, rents +2.1%.

Kentucky landlord-tenant basics

Kentucky's Uniform Residential Landlord and Tenant Act (URLTA, KRS 383.500 to 383.715) applies only where a city or county has adopted it. Christian County hadn't as of local reporting, and we couldn't confirm whether Oak Grove has, so ask a Kentucky attorney for the specific address. Clarksville and the Tennessee side follow Tennessee law. The points investors ask about most:

  • Security deposit: no statutory cap anywhere in Kentucky. Where URLTA applies, hold it in a separate account and tell the tenant where it is (KRS 383.580).
  • Nonpayment: where URLTA applies, a 7-day written notice to pay or the lease ends (KRS 383.660). Elsewhere the lease and Kentucky's general forcible detainer process govern. Either way, eviction goes through district court.
  • No rent control: state law (KRS 65.875) bars cities and counties from regulating private rents. Since 2024 (HB 18), they also can't require landlords to accept housing vouchers.
  • Squatters: since 2025 (HB 10), an owner can ask law enforcement to remove someone occupying a property with no right to be there, without a full eviction case.
  • Military tenants: the federal Servicemembers Civil Relief Act lets a servicemember end a lease early with written notice and a copy of permanent-change-of-station or deployment orders (90 days or more). Next to Fort Campbell, expect it and write your lease and underwriting with it in mind.

Short-term rental rules in Oak Grove

Oak Grove doesn't have a detailed short-term rental zoning code like Louisville's. In 2024 city officials counted about 109 STRs in town that weren't paying licensing fees or room taxes, and moved to bring them under the city's tourism room tax ordinance.

  • Expect to need a city business license and to collect Oak Grove's local transient room tax. Confirm the current requirements with City Hall before you list.
  • Stays under 30 days also owe Kentucky's 1% state transient room tax and 6% sales tax. Airbnb and Vrbo collect the state room tax for their hosts.
  • STR demand here is mostly visiting families, graduations and people on orders, not tourism, so occupancy is tied to the base calendar.
  • In 2026 a state bill (SB 112) would have barred local STR permits and density limits. It stalled in committee.
  • HOA covenants can ban STRs. Clarksville and Montgomery County, TN set their own rules on the Tennessee side.

Last reviewed October 15, 2026. General information, not legal or tax advice — rules and fees change, so confirm with the city, the statute, or your attorney before you rely on them. Sources: Zillow Research data (ZHVI, ZORI) — Clarksville metro; KRS 383.500 — Local adoption of URLTA; KRS 383.580 — Security deposits; KRS 383.660 — Nonpayment notice (URLTA); KRS 65.875 — Local rent control prohibited; Kentucky HB 18 (2024) — Housing vouchers; Kentucky HB 10 (2025) — Removal of unlawful occupants; Kentucky New Era — Hopkinsville and Christian County on adopting URLTA; City of Oak Grove — Committee of the Whole minutes, Oct 3, 2024 (short-term rentals and room tax); Kentucky Department of Revenue — Transient Room Tax; Kentucky SB 112 (2026) — Short-term rentals; U.S. Department of Justice — Servicemembers Civil Relief Act; U.S. Army — Fort Campbell.

Related guides
Nearby market guides
Oak Grove FAQ

Questions investors ask about Oak Grove

Which areas does your Oak Grove agent cover?

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Our vetted agent partner covers Oak Grove, Clarksville and the surrounding area within about 25 miles, on both sides of the Kentucky-Tennessee line. The brokerage handles the purchase, helps line up financing and rehab work, and can place tenants and manage the property afterward.

Is Oak Grove a good market for cash-flowing rentals?

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Not at median prices with a mortgage: typical rent in the Clarksville metro is about 0.46% of home value per month. Military demand keeps rentals occupied, but plan for turnover. Buy below median and check your rent against the housing allowance for Fort Campbell.

Can military tenants break a lease in Oak Grove?

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Yes. Under the federal Servicemembers Civil Relief Act, a servicemember who gets permanent-change-of-station orders or deploys for 90 days or more can end a lease early with written notice and a copy of the orders. Next to Fort Campbell, plan for it rather than fight it.

Can I run an Airbnb in Oak Grove?

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Yes. Oak Grove doesn't have a detailed STR zoning code, but the city has moved to bring short-term rentals under its business license and local room tax. Confirm the current requirements with City Hall, and check HOA rules.

Should I buy in Oak Grove, KY or Clarksville, TN?

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It depends on the property. Kentucky and Tennessee have different landlord-tenant laws, property taxes and local rules, and both sides draw Fort Campbell renters. Your agent can compare the two for your budget.

What does it cost to get matched with an Oak Grove agent?

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Nothing. Agents Invest is free for investors. The agent pays us a referral fee only if you close a deal with them.

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