
Investor-friendly real estate agents in Oak Grove, KY
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Get matched in Oak GroveVetted investor agents across the Oak Grove metro
Oak Grove is the Kentucky town at Fort Campbell's gate, and its rental market runs on the base. It's part of the Clarksville, TN-KY metro, which has grown about 10% since 2019 to roughly 349,000 people. Typical home values across the metro are about $292,000 and typical rent about $1,340, roughly 0.46% a month, so a median-priced rental won't cash flow with a mortgage at today's rates. The draw is steady military demand and housing allowances paid monthly; the cost is scheduled turnover. Kentucky law applies on this side of the state line, Tennessee law in Clarksville. Our vetted agent partner runs a full-service investor brokerage that covers Clarksville, Oak Grove and the surrounding area, from purchase through tenant placement and property management.
Single-family rentals from a brokerage that handles acquisition, helps source financing, manages rehab projects, and places tenants and manages the property after closing.
Duplexes and small multifamily around Oak Grove and Clarksville, from an agent whose tagged expertise is multifamily.
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Is Oak Grove worth investing in? The long-term trends
People, jobs, rents and prices for the Clarksville metro, straight from the Census Bureau, the Bureau of Labor Statistics and Zillow. Hover or tap a chart for exact values.
View data table
| Period | Value |
|---|---|
| 2010 | 275,174 |
| 2011 | 278,458 |
| 2012 | 289,263 |
| 2013 | 288,129 |
| 2014 | 293,130 |
| 2015 | 297,187 |
| 2016 | 298,790 |
| 2017 | 304,592 |
| 2018 | 311,084 |
| 2019 | 316,410 |
| 2020 | 321,823 |
| 2021 | 328,992 |
| 2022 | 335,725 |
| 2023 | 340,083 |
| 2024 | 346,603 |
| 2025 | 349,001 |
View data table
| Period | Value |
|---|---|
| 2011 | -701 |
| 2012 | +4,161 |
| 2013 | -6,360 |
| 2014 | +376 |
| 2015 | -1,145 |
| 2016 | -2,770 |
| 2017 | +2,027 |
| 2018 | +3,160 |
| 2019 | +1,790 |
| 2020 | +1,825 |
| 2021 | +5,250 |
| 2022 | +3,839 |
| 2023 | +901 |
| 2024 | +2,699 |
| 2025 | -530 |
View data table
| Period | Value |
|---|---|
| 2010 | 83,100 |
| 2011 | 84,100 |
| 2012 | 86,400 |
| 2013 | 87,400 |
| 2014 | 89,000 |
| 2015 | 91,100 |
| 2016 | 92,000 |
| 2017 | 92,900 |
| 2018 | 94,800 |
| 2019 | 96,600 |
| 2020 | 94,200 |
| 2021 | 97,200 |
| 2022 | 101,300 |
| 2023 | 104,300 |
| 2024 | 107,100 |
| 2025 | 107,900 |
View data table
| Period | Value |
|---|---|
| Dec 2015 | $808/mo |
| Dec 2016 | $813/mo |
| Dec 2017 | $845/mo |
| Dec 2018 | $877/mo |
| Dec 2019 | $933/mo |
| Dec 2020 | $1,010/mo |
| Dec 2021 | $1,156/mo |
| Dec 2022 | $1,232/mo |
| Dec 2023 | $1,269/mo |
| Dec 2024 | $1,332/mo |
| Dec 2025 | $1,322/mo |
| Sep 2026 | $1,343/mo |
View data table
| Period | Value |
|---|---|
| Dec 2010 | $149,798 |
| Dec 2011 | $151,647 |
| Dec 2012 | $154,761 |
| Dec 2013 | $151,506 |
| Dec 2014 | $153,210 |
| Dec 2015 | $153,691 |
| Dec 2016 | $158,375 |
| Dec 2017 | $163,018 |
| Dec 2018 | $171,369 |
| Dec 2019 | $183,581 |
| Dec 2020 | $204,328 |
| Dec 2021 | $242,909 |
| Dec 2022 | $275,800 |
| Dec 2023 | $284,130 |
| Dec 2024 | $289,267 |
| Dec 2025 | $288,123 |
| Sep 2026 | $289,380 |
View data table
| Period | Value |
|---|---|
| Dec 2015 | 15.9× |
| Dec 2016 | 16.2× |
| Dec 2017 | 16.1× |
| Dec 2018 | 16.3× |
| Dec 2019 | 16.4× |
| Dec 2020 | 16.9× |
| Dec 2021 | 17.5× |
| Dec 2022 | 18.7× |
| Dec 2023 | 18.7× |
| Dec 2024 | 18.1× |
| Dec 2025 | 18.2× |
| Sep 2026 | 18.0× |
Data retrieved October 16, 2026. Figures cover the Clarksville metro area.
The numbers and rules that matter in Oak Grove
Zillow Home Value Index, Clarksville metro, Sep 2026 (+0.2% YoY).
Zillow Observed Rent Index, all home types, Sep 2026 (+2.1% YoY). Single-family 3-beds rent higher.
Typical rent ÷ typical home value. Well under the 1% rule; plan on cash flow from buying right, not from rents.
Over the past year: home values +0.2%, rents +2.1%.
Kentucky landlord-tenant basics
Kentucky's Uniform Residential Landlord and Tenant Act (URLTA, KRS 383.500 to 383.715) applies only where a city or county has adopted it. Christian County hadn't as of local reporting, and we couldn't confirm whether Oak Grove has, so ask a Kentucky attorney for the specific address. Clarksville and the Tennessee side follow Tennessee law. The points investors ask about most:
- Security deposit: no statutory cap anywhere in Kentucky. Where URLTA applies, hold it in a separate account and tell the tenant where it is (KRS 383.580).
- Nonpayment: where URLTA applies, a 7-day written notice to pay or the lease ends (KRS 383.660). Elsewhere the lease and Kentucky's general forcible detainer process govern. Either way, eviction goes through district court.
- No rent control: state law (KRS 65.875) bars cities and counties from regulating private rents. Since 2024 (HB 18), they also can't require landlords to accept housing vouchers.
- Squatters: since 2025 (HB 10), an owner can ask law enforcement to remove someone occupying a property with no right to be there, without a full eviction case.
- Military tenants: the federal Servicemembers Civil Relief Act lets a servicemember end a lease early with written notice and a copy of permanent-change-of-station or deployment orders (90 days or more). Next to Fort Campbell, expect it and write your lease and underwriting with it in mind.
Short-term rental rules in Oak Grove
Oak Grove doesn't have a detailed short-term rental zoning code like Louisville's. In 2024 city officials counted about 109 STRs in town that weren't paying licensing fees or room taxes, and moved to bring them under the city's tourism room tax ordinance.
- Expect to need a city business license and to collect Oak Grove's local transient room tax. Confirm the current requirements with City Hall before you list.
- Stays under 30 days also owe Kentucky's 1% state transient room tax and 6% sales tax. Airbnb and Vrbo collect the state room tax for their hosts.
- STR demand here is mostly visiting families, graduations and people on orders, not tourism, so occupancy is tied to the base calendar.
- In 2026 a state bill (SB 112) would have barred local STR permits and density limits. It stalled in committee.
- HOA covenants can ban STRs. Clarksville and Montgomery County, TN set their own rules on the Tennessee side.
Last reviewed October 15, 2026. General information, not legal or tax advice — rules and fees change, so confirm with the city, the statute, or your attorney before you rely on them. Sources: Zillow Research data (ZHVI, ZORI) — Clarksville metro; KRS 383.500 — Local adoption of URLTA; KRS 383.580 — Security deposits; KRS 383.660 — Nonpayment notice (URLTA); KRS 65.875 — Local rent control prohibited; Kentucky HB 18 (2024) — Housing vouchers; Kentucky HB 10 (2025) — Removal of unlawful occupants; Kentucky New Era — Hopkinsville and Christian County on adopting URLTA; City of Oak Grove — Committee of the Whole minutes, Oct 3, 2024 (short-term rentals and room tax); Kentucky Department of Revenue — Transient Room Tax; Kentucky SB 112 (2026) — Short-term rentals; U.S. Department of Justice — Servicemembers Civil Relief Act; U.S. Army — Fort Campbell.
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About 20 minutes north on US 41A: the Christian County seat, in the same Clarksville metro.
About an hour southeast on I-24: a bigger, pricier growth market under Tennessee law.
Kentucky's biggest metro, about three hours northeast, under a citywide landlord-tenant act.
The Tennessee side of the same Fort Campbell metro, with four vetted partners.
Questions investors ask about Oak Grove
Which areas does your Oak Grove agent cover?
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Our vetted agent partner covers Oak Grove, Clarksville and the surrounding area within about 25 miles, on both sides of the Kentucky-Tennessee line. The brokerage handles the purchase, helps line up financing and rehab work, and can place tenants and manage the property afterward.
Is Oak Grove a good market for cash-flowing rentals?
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Not at median prices with a mortgage: typical rent in the Clarksville metro is about 0.46% of home value per month. Military demand keeps rentals occupied, but plan for turnover. Buy below median and check your rent against the housing allowance for Fort Campbell.
Can military tenants break a lease in Oak Grove?
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Yes. Under the federal Servicemembers Civil Relief Act, a servicemember who gets permanent-change-of-station orders or deploys for 90 days or more can end a lease early with written notice and a copy of the orders. Next to Fort Campbell, plan for it rather than fight it.
Can I run an Airbnb in Oak Grove?
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Yes. Oak Grove doesn't have a detailed STR zoning code, but the city has moved to bring short-term rentals under its business license and local room tax. Confirm the current requirements with City Hall, and check HOA rules.
Should I buy in Oak Grove, KY or Clarksville, TN?
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It depends on the property. Kentucky and Tennessee have different landlord-tenant laws, property taxes and local rules, and both sides draw Fort Campbell renters. Your agent can compare the two for your budget.
What does it cost to get matched with an Oak Grove agent?
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Nothing. Agents Invest is free for investors. The agent pays us a referral fee only if you close a deal with them.
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